Portable medical benefits

• Can I replace the present inpatient benefit with one of the incentivised schemes, especially if my employees were employed on such terms?
• Can I use different portable medical benefits arrangements for different employees?
• Does the Portable Medical Benefits Scheme (PMBS), Transferable Medical Insurance Scheme (TMIS) or Shield plan cover my employee’s outpatient medical benefits?
• Do my employees need to pay tax on the Shield plan premium if I provide them with a Shield plan?
• I purchased an Integrated Shield Plan (IP) for my employee. Can they downgrade to MediShield Life again?
• My employee is currently covered under MediShield Life. What will happen to their MediShield Life cover if I buy an Integrated Shield Plan (IP) for them?
• What happens to the additional MediSave contribution if my employee has reached the Basic Healthcare Sum (BHS)?
• What should I do if I made additional MediSave contributions above the limit of $2,730 per employee per year?